Term Loan Appraisal Guide for Bankers

How to carry out Term Loan Appraisal as Banker

Take this course to gain practical experience of Term Loan Appraisal and Term Loan Assessment.

Created by : Rated :4.7 72905 views

Last Updated: 2024-11-21 04:11:39 English Course Type: Self Learning

Term Loan Appraisal

Welcome to this course How to carry out Term Loan Appraisal as a Banker

In this course i am going to share my practical experience from Banking in carrying out Term Loan Appraisal and Term Loan Assessment. This skill is very much essential for any bankers working on credit, sourcing clients, etc.

In the first section, i will take you through, how you should look at Term Loan Proposals as a Banker - Term Loans are generally loans given for longer period mainly for meeting long term requirements of Business entities like Starting a new business, Expansion, Modernisation, Backward Integration, Forward Integration, etc.

However, appraisal of Term Loan involves lots of technical analysis and also has high level of risk because loan disbursement will happen immediately whereas repayments will happen over a period of long time. Hence, it is absolutely necessary to have thorough knowledge of all technical matters revolving around Long Term Projects and its corresponding Term Loan.

In the second section, i will take you through what is Techno Economic Viability (TEV Study) comprising

Technical Feasibility

Economic Viability

Financial Viability

Commercial Viability

Managerial & Compliance aspects of Project.

Then in the third section, ill take you through how to arrive at Cost of Project and Means of Finance. In that ill explain you what all components will go into the cost of the project and what are the different sources that can be used for funding the project including Term Loan.

Finally in the 4th Section, ill take you through Production factors followed by technical analysis covering

DSCR Analysis

Break Even Analysis

Sensitivity Analysis

I am sure that these three sections will be sufficient for you to gain practical knowledge about Financial Analysis as a Banker.

This course is structured in self paced learning style. Use your headsets for effective listening.

See you inside the course.

Basic knowledge of Banking
Basic knowledge of Credit

Bankers
Bank Loan Consultants

Section 1 : Introduction 1 Lectures 00:11:26
Lecture 1 :
Introduction to Term Loan Appraisal Preview
Section 2 : Technical Economic Viability of Project 7 Lectures 00:21:22
Lecture 1 :
What is TEV Study?
Lecture 2 :
Technical Viability of Project
Lecture 3 :
Financial Viability of Project
Lecture 4 :
Economic Viability of Project
Lecture 5 :
Commercial Viability of Project
Lecture 6 :
Managerial aspects of Project
Lecture 7 :
Compliance aspects of Project
Section 3 : Cost of Project and Means of Finance of Project 18 Lectures 01:08:28
Lecture 1 :
Cost of Project and Means of Finance under Term Loan Appraisal
Lecture 2 :
Land Cost and related inputs under cost of Project - Term Loan Appraisal
Lecture 3 :
Building Cost and related inputs under cost of Project -Term Loan Appraisal
Lecture 4 :
Plant and Machinery Cost and related inputs under cost of Project -Term Loan App
Lecture 5 :
Technical Know how and related inputs under cost of Project -Term Loan Appraisal
Lecture 6 :
Preliminary Expenses and related inputs under cost of Project -Term Loan Apprais
Lecture 7 :
Pre-operative Expenses and related inputs under cost of Project -Term Loan Appra
Lecture 8 :
Provision for Contingencies and related inputs under cost of Project -Term Loan
Lecture 9 :
Working Capital Margin and related inputs under cost of Project -Term Loan Appra
Lecture 10 :
General aspects related to estimation of Cost of Project - Term Loan Appraisal
Lecture 11 :
Introduction of Sources of Finance - Term Loan Appraisal
Lecture 12 :
Share Capital as source of Finance - Term Loan Appraisal
Lecture 13 :
Internal Accruals as source of Finance - Term Loan Appraisal
Lecture 14 :
Subsidies as source of Finance - Term Loan Appraisal
Lecture 15 :
Debenture as source of Finance - Term Loan Appraisal
Lecture 16 :
Term Loan as source of Finance - Term Loan Appraisal
Lecture 17 :
Unsecured Loans as source of Finance - Term Loan Appraisal
Lecture 18 :
Project Implementation Schedule
Section 4 : Production Factors of a Project 3 Lectures 00:07:37
Lecture 1 :
Production Factors - Term Loan Appraisal
Lecture 2 :
Manufacturing Process - Term Loan Appraisal
Lecture 3 :
Other Production Factors - Term Loan Appraisal
Section 5 : Technical Analysis in Term Loan Appraisal 10 Lectures 01:23:43
Lecture 1 :
Analysis of DSCR (Gross Average & Net Average)
Lecture 2 :
Analysis of DSCR 2 (Gross Average & Net Average)
Lecture 3 :
Break Even Analysis in Term Loan Appraisal
Lecture 4 :
Break Even Analysis Case 1 in Term Loan Appraisal
Lecture 5 :
Break Even Analysis Case 2 in Term Loan Appraisal
Lecture 6 :
Sensitivity Analysis in Term Loan Appraisal
Lecture 7 :
Sensitivity Analysis Sales Drop Testing Case 1 in Term Loan Appraisal
Lecture 8 :
Sensitivity Analysis Variable Cost Increase Testing Case 2 in Term Loan Appraisa
Lecture 9 :
Sensitivity Analysis Material Cost Increase Testing Case 3 in Term Loan Appraisa
Lecture 10 :
Sensitivity Analysis DSCR Testing Case 4 in Term Loan Appraisal

How do i access the course after purchase?
It's simple. When you sign up, you'll immediately have unlimited viewing of thousands of expert courses, paths to guide your learning, tools to measure your skills and hands-on resources like exercise files. There’s no limit on what you can learn and you can cancel at any time.
Are these video based online self-learning courses?
Yes. All of the courses comes with online video based lectures created by certified instructors. Instructors have crafted these courses with a blend of high quality interactive videos, lectures, quizzes & real world projects to give you an indepth knowledge about the topic.
Can i play & pause the course as per my convenience?
Yes absolutely & thats one of the advantage of self-paced courses. You can anytime pause or resume the course & come back & forth from one lecture to another lecture, play the videos mulitple times & so on.
How do i contact the instructor for any doubts or questions?
Most of these courses have general questions & answers already covered within the course lectures. However, if you need any further help from the instructor, you can use the inbuilt Chat with Instructor option to send a message to an instructor & they will reply you within 24 hours. You can ask as many questions as you want.
Do i need a pc to access the course or can i do it on mobile & tablet as well?
Brilliant question? Isn't it? You can access the courses on any device like PC, Mobile, Tablet & even on a smart tv. For mobile & a tablet you can download the Learnfly android or an iOS app. If mobile app is not available in your country, you can access the course directly by visting our website, its fully mobile friendly.
Do i get any certificate for the courses?
Yes. Once you complete any course on our platform along with provided assessments by the instructor, you will be eligble to get certificate of course completion.
For how long can i access my course on the platform?
You require an active subscription to access courses on our platform. If your subscription is active, you can access any course on our platform with no restrictions.
Is there any free trial?
Currently, we do not offer any free trial.
Can i cancel anytime?
Yes, you can cancel your subscription at any time. Your subscription will auto-renew until you cancel, but why would you want to?

CA N Raja Natarajan,

211682 Course Views

3 Courses

I am a Chartered Accountant with tonnes of passion for teaching. I teach Financial Management & Strategic Financial Management for Chartered Accountancy, Cost and Management Accountancy and Company Secretary students in Ernakulam, India. I also hold Post Graduate Diploma in Business Administration in Finance from Symbiosis, Pune and Bachelors in Commerce, from Loyola College, Chennai. I worked in State Bank of India as Assistant Vice President - Credit for a period of four years after which i started my Chartered Accountancy Practice. During the stint in State Bank of India, I worked on credit proposals of Mid Corporate Units and gained good experience in Financial Analysis, Risk Assessment, Viability Study, Evaluating business models, Project Finance, Working Capital Management, etc. I conduct work shops for Entrepreneurs, Chartered Accountancy / Cost and Management Accountancy Students on the topics like Project Finance, Credit Risk Assessment, Entrepreneurship Development, Finance for Non Finance Executives, etc. I love teaching and i want fundamentals of accounting and finance to reach students and so i am here.